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Cites Federal FACTA & FCRA Sections 605A-605B

Someone Stole Your Identity -- Shut It Down Now

Federal law requires creditors and credit bureaus to block fraudulent accounts within 4 business days of receiving your affidavit. Generate your identity theft notification letter in 2 minutes. No lawyer needed.

Starting at $9 · No lawyer needed · Takes 2 minutes

This is a writing tool powered by AI. It is not legal advice. AI can make mistakes — always review your letter before sending.

50,000+ Letters Sent
4.8/5 Rating
256-bit Encryption
USPS Certified Mail
Same-Day Mailing
State-Specific Citations
2-Minute Generation

Sound Familiar?

You discovered accounts, loans, or charges on your credit report that you never opened or authorized?

A thief is racking up debt in your name and your credit score is tanking because of it?

You have been on the phone for hours with creditors who keep transferring you and asking for the same documents?

Every day that passes is another day the fraudster can open new accounts and dig the hole deeper?

They're counting on you to do nothing.

Every day you wait, your position weakens. Fight back with a professional demand letter — takes 2 minutes.

Fight Back Now

A Professional Demand Letter Changes Everything

A formal demand letter with legal citations signals you mean business. Companies and individuals settle because they know ignoring a documented demand makes their position worse in court.

Cites Your State's Laws

AI researches statutes, deadlines, and penalties specific to your state and dispute.

Sets a Hard Deadline

Every letter includes a response deadline, creating urgency and a clear paper trail.

Creates Legal Proof

Certified mail creates court-admissible proof of delivery — the method attorneys use. USPS retains the record for 10 years.

Generate My Demand Letter

How It Works

Get your professional demand letter in three simple steps.

1

Tell Us Your Situation

Answer a few quick questions about your dispute. We guide you through the process step by step.

2

AI Generates Your Letter

Our AI researches your state's laws, then drafts a professional demand letter citing specific statutes and deadlines.

3

We Mail It for You

Choose PDF download ($9) or let us send it via USPS Certified Mail ($29) — the delivery method attorneys use, with tracking and court-admissible proof of delivery.

Attorney retainer: $2,500–$5,000
Your letter: $9–$29

Same legal citations. Same professional format. A fraction of the cost.

See What Your Letter Looks Like

Professional, formal, and citing the specific laws for your state.

February 2, 2026

[Your Name]

[Your Address]

[Recipient Name]

[Recipient Address]

RE: Formal Demand — Identity Theft Affidavit

Sincerely,

[Your Name]

SAMPLE PREVIEW
Generate My Letter Now

Your letter will be personalized with your specific details and state laws.

Why Our Demand Letters Get Results

Professional correspondence backed by state-specific legal research.

State-Specific Legal Citations

Every letter references the actual statutes, codes, and deadlines for your state — not generic boilerplate.

Professional Business Format

Standard legal block format that signals you mean business and are ready to escalate.

USPS Certified Mail with Tracking

We print, mail, and track your letter via USPS Certified Mail — the same method attorneys use. You get court-admissible proof of delivery, retained by USPS for 10 years.

Done in 2 Minutes

Answer a few questions, and our AI researches your case and drafts your letter. No legal knowledge needed.

Aggressive, Formal Tone

Every letter is drafted in an assertive, litigious tone with hard deadlines — no pleasantries or soft language.

Works for 50+ Dispute Types

Insurance denials, security deposits, unpaid wages, debt collection, and more. We cover the disputes that matter.

Generate My Demand Letter

Starting at $9 · No lawyer needed

Real Results from Real People

Join 50,000+ people who've used demand letters to resolve their disputes.

Full claim paid
State Farm had been ignoring my emails for 3 months. I sent the demand letter on Monday, got a call Wednesday, and had a check Friday.
J

Jessica M.

Austin, TX · Insurance Claim

$2,400 recovered
My landlord kept $2,400 of my security deposit for 'cleaning fees.' The demand letter cited the exact California civil code and deadline. Got a full refund within 10 days.
M

Marcus T.

Los Angeles, CA · Security Deposit

$4,800 recovered
I was owed $4,800 in unpaid commissions. HR wouldn't return my calls. After the certified letter arrived, they wired the money within a week.
R

Rachel K.

Chicago, IL · Unpaid Wages

Names abbreviated for privacy. Results may vary. This is a writing tool, not legal advice.

Attorney retainer: $2,500–$5,000

Simple, Transparent Pricing

A fraction of what an attorney charges — and you can send your letter today.

Digital Download

$9
  • Professional demand letter
  • State-specific legal citations
  • Instant PDF download
  • You print, buy envelope, drive to post office
  • No proof of delivery if it goes to court
Generate My Letter — $9
RECOMMENDED

Certified Mail

$29
  • Professional demand letter
  • State-specific legal citations
  • Instant PDF download
  • USPS Certified Mail delivery
  • Tracking number + court-admissible proof of delivery
Generate My Letter — $29

Without certified mail, the recipient can claim in court they never received your letter — and you'll have no way to prove otherwise.

Refund if USPS fails to deliver.

Letters are submitted to our print network immediately. USPS Certified Mail typically delivers within 7–10 business days.

Frequently Asked Questions

Yes. Anyone can send a demand letter — you do not need to be a lawyer. A demand letter is simply formal correspondence demanding action. Our AI drafts the letter with relevant legal citations for your state, making it more professional and effective than a letter you might write yourself. However, this is a writing tool, not legal advice.

Your Letter Is 2 Minutes Away

Every day you wait costs you leverage. A professional demand letter with legal citations puts them on notice — and shows you mean business.

Generate My Demand Letter

50,000+ letters sent · Starting at $9 · No lawyer needed