Send a Professional
Demand Letter in 2 Minutes
Starting at $9. No lawyer needed. AI-powered letters backed by real legal citations, delivered via USPS Certified Mail with tracking.
This is a writing tool powered by AI. It is not legal advice and does not create an attorney-client relationship. AI can make mistakes — always review your letter before sending.
Choose Your Letter Type
50 professionally crafted demand letter templates. Each one cites specific laws and deadlines for your state.
Insurance
Fight denials, delays, and lowball offers from your insurance company.
Dispute an outrageous ambulance bill or balance bill after emergency transport.
Dispute your insurer's lowball total loss payout and demand fair market value.
Dispute your dental insurer's artificially low "usual, customary, and reasonable" reimbursement rate.
Demand compensation for your vehicle's lost resale value after an accident repair.
Appeal the wrongful termination of your long-term disability benefits under ERISA.
Appeal your insurer's underpayment or denial of a fire and smoke damage claim.
Demand a pro-rata refund of your GAP insurance after paying off or selling your vehicle early.
Challenge a lowball settlement offer from your homeowner's insurance company with an independent estimate.
Demand prompt payment of a life insurance death benefit when the insurer is stalling.
Appeal your health insurer's denial of a medically necessary treatment or procedure.
Appeal a pet insurance denial that wrongly labels your pet's condition as "pre-existing."
Challenge a pet insurance denial for reasons other than pre-existing conditions.
Appeal a health insurance prior authorization denial for a medical procedure, treatment, or medication.
Dispute a surprise medical bill from an out-of-network provider you didn't choose.
Appeal your homeowners insurance denial for water damage to your property.
Housing
Protect your rights as a tenant, homeowner, or property buyer.
Put a contractor on notice for failing to complete work, delivering shoddy results, or abandoning your project.
Demand release of earnest money held in escrow after a failed real estate transaction.
Request a reasonable accommodation for an emotional support animal under the Fair Housing Act.
Demand your landlord fix dangerous conditions like mold, pests, no heat, or no hot water.
Challenge your HOA when they enforce rules against you but ignore the same violations by other homeowners.
Challenge an unlawful rent increase that violates rent control laws or proper notice requirements.
Exercise your legal right to break a lease early due to domestic violence, stalking, or sexual assault.
Demand removal of an invalid or fraudulent mechanic's lien clouding your property title.
Dispute an escrow account error with your mortgage servicer under federal RESPA protections.
Demand your neighbor remove structures or improvements encroaching on your property.
Demand a rent reduction when your landlord fails to maintain habitable living conditions.
Demand a refund for an illegal or excessive rental application fee that exceeded state limits.
Demand a refund for bogus admin fees, processing fees, or mandatory charges your landlord tacked onto your rent.
Demand the return of your security deposit from a landlord who is withholding it unlawfully.
Demand compensation from a neighbor whose tree or fence caused property damage.
Employment
Recover unpaid wages, fight wrongful termination, and protect your rights at work.
Demand payment of earned commissions your employer is withholding or disputing.
Demand payment from a company that refuses to pay for your contracted work.
Demand your final paycheck from an employer withholding it after termination.
File a formal complaint when your employer interferes with your FMLA leave rights.
Demand payment for freelance or contract work that a client refuses to pay for.
Put your employer on formal notice of a hostile work environment and demand action.
Demand payment for accrued PTO or vacation time your employer refuses to pay out at termination.
Counter a low severance offer with a professionally drafted response.
Appeal a denied unemployment benefits claim with a formal, legally grounded letter.
Demand payment for unpaid wages or overtime your employer owes you.
Consumer & Debt
Stop debt collectors, fix credit errors, and hold companies accountable.
Demand compensation from an airline for a delayed, cancelled, or overbooked flight.
Demand a refund for unauthorized auto repairs or charges that exceeded your approved estimate.
Demand a refund of excessive or unauthorized overdraft fees from your bank.
Demand a refund or rescission after a car dealer sold you a vehicle with undisclosed damage, accidents, or defects.
Challenge a denied car warranty claim and demand the repair coverage you paid for.
Legally demand a debt collector stop all contact and harassment immediately.
Challenge a credit card charge that your bank refused to reverse or dispute effectively.
Force credit bureaus to investigate and correct inaccurate information on your report.
Demand a refund of prepaid tuition or deposits from a daycare that failed to deliver promised services or wrongfully kept your money.
Demand proof that a debt collector can legally collect what they claim you owe.
Force your gym to cancel your membership and stop billing you.
Challenge a home warranty company that denied your claim for a covered appliance or system failure.
Notify creditors and bureaus of fraudulent accounts opened in your name and demand removal.
Demand a buyback or replacement for a vehicle with recurring defects under your state lemon law.
Demand reimbursement from an airline for lost, delayed, or damaged luggage.
File a formal damage claim against a moving company that broke or lost your belongings.
Demand a refund for excessive towing fees, unauthorized impounds, or inflated storage charges.
Demand compensation from a solar company that misrepresented savings, botched the installation, or failed to deliver on promises.
Challenge a storage facility that wrongfully sold your belongings, locked you out, or charged excessive fees.
Force a company to cancel your subscription and refund charges after they made cancellation impossible.
Demand cancellation of a timeshare contract, especially if you were misled during a high-pressure sales pitch.
Demand a correction and refund for an incorrect or inflated utility bill from your electric, gas, or water company.
Demand a refund of your deposit when a wedding vendor cancels, fails to deliver, or breaches your contract.
Demand a debt collector stop collecting on a time-barred debt where the statute of limitations has expired.
Civil
Small claims, cease & desist, copyright takedowns, and more.
Demand payment of overdue child support from a non-paying obligor.
Demand that someone stop making false and defamatory statements about you.
Send a DMCA takedown notice to remove your copyrighted content from the internet.
Demand that a harasser stop all contact and threatening behavior immediately.
Demand repayment of money you lent to a friend, family member, or acquaintance who refuses to pay you back.
Demand the return of your personal belongings from an ex-partner, former roommate, or anyone holding your property.
Demand an executor or administrator account for and distribute probate estate assets.
Send a formal notice of intent to file a small claims lawsuit to pressure payment.
How It Works
Get your professional demand letter in three simple steps.
Tell Us Your Situation
Answer a few quick questions about your dispute. We guide you through the process step by step.
AI Generates Your Letter
Our AI researches your state's laws, then drafts a professional demand letter citing specific statutes and deadlines.
We Mail It for You
Choose PDF download ($9) or let us send it via USPS Certified Mail ($29) — the delivery method attorneys use, with tracking and court-admissible proof of delivery.
Same legal citations. Same professional format. A fraction of the cost.
Real Results from Real People
Join 50,000+people who've used demand letters to resolve their disputes.
“State Farm had been ignoring my emails for 3 months. I sent the demand letter on Monday, got a call Wednesday, and had a check Friday.”
Jessica M.
Austin, TX · Insurance Claim
“My landlord kept $2,400 of my security deposit for 'cleaning fees.' The demand letter cited the exact California civil code and deadline. Got a full refund within 10 days.”
Marcus T.
Los Angeles, CA · Security Deposit
“I was owed $4,800 in unpaid commissions. HR wouldn't return my calls. After the certified letter arrived, they wired the money within a week.”
Rachel K.
Chicago, IL · Unpaid Wages
Names abbreviated for privacy. Results may vary. This is a writing tool, not legal advice.
Don't Leave Money on the Table
50,000+people have used demand letters to resolve disputes and recover what they're owed. Find your letter type and get started.
Find Your Letter TypeStarting at $9 · Takes 2 minutes · No lawyer needed